Payment Options
In order to maintain our high standard of service, we require that payment is made at the time services are rendered. We provide estimates for all surgeries and hospitalizations. If you have not received an estimate, you are welcome to request one at any time for your expected charges.
Thumb Veterinary Services is happy to accept:
Cash
Check (with valid ID)
Debit Card
MasterCard
Visa
American Express
Discover
CareCredit
We Will Also Accept:
CareCredit: When unexpected illness strikes a pet, unexpected expense strikes as well. Thumb Veterinary Services understands this and accepts payment through the CareCredit program. It takes just 5 minutes to complete an application and will allow you to break down your payment into 6 monthly installments. You can apply yourself online at www.CareCredit.com/apply.
Scratchpay: Scratchpay offers access to simple, friendly payment plans for veterinary care that won’t affect your credit score. Getting help with an unexpected veterinary bill has never been easier. Scratch leverages online data to quickly assess risk, determine a credit rating, and assign appropriate interest rates. Upon approval, your vet is paid and your pet gets the care they need. There are no hidden fees or retroactive interest charges – just simple, affordable options for pet owners in need.
Late fees apply. All payment plans and loans are subject to approval and, with respect to the loan, the rate for which individual borrowers qualify may vary based on individual credit history and other factors.*Scratch Pay plans are available in 12 to 36 month terms, range in approved loan amounts from $200 to $10,000, and with annual percentage rates (APR) ranging from 0% to 36%, with the lowest rates for borrowers with exceptional credit profiles. Monthly payment amounts on plan will depend on the term length, amount financed, and APR. For example, a 12-month payment plan for $10,000 with 5.99% APR would have 12 monthly payments of $860.62 for a total repayment amount of $10,327.44. Signing for a plan means the borrower agrees to make all payments in full and on the scheduled due dates. A borrower may incur late fees for partial or late payments that may result in higher interest charges and repayment schedule. To obtain financing, a $15 down payment is required. Autopay enrollment is optional for 12-month, 24-month, and 36-month plans. Refunds are given for unused plans. Checking your eligibility for a plan will not impact your credit score. If you are approved and accept a Scratch loan, issued by WebBank, loan repayment activities may be reported to the credit bureaus.